Looking for a financial partner that goes the extra mile for your business? It's time to look beyond banks and consider the benefits of a credit union. At Whitefish Credit Union, we're not just lenders – we're business partners who are actually invested in your success. Whether you're starting a new business or focused on growing your existing one, you can trust WCU to help you reach your goals. Here are ten ways we support businesses like yours:
#1 Our Loans Stay In-House, Giving You More Flexibility
Forget rigid financing rules. WCU loans stay in-house, allowing us to consider a wider range of property types, from cafes to factories. We work with you to find the perfect fit.
#2 Acquire Land, Develop Existing Property, or Finance New Construction with Our Property Loans
WCU makes acquiring land, developing existing spaces, or undertaking new construction smooth and efficient. We offer competitive rates, up to 80% financing for most properties (60%-65% for specialty types), and no origination fees, ensuring your project is supported.
#3 Power Your Business Equipment Purchases with Our Competitive Equipment Loans
Ditch outdated and unreliable equipment. WCU's tailored equipment loans, ranging from a few thousand to a few million dollars, enable you to invest in the tools you need to thrive. Flexible repayment terms and coverage for all types of equipment help your business reach its full potential.
#4 Access Extra Buying Power with Our Business Credit Card
Enjoy financial flexibility without accruing high-interest charges. WCU's business credit card boasts low rates and no annual fee, allowing you to invest in essential purchases with confidence. Plus, you can access no-fee cash advances at the same low rates.
#5 Open a Business Line of Credit
Short-term funding can be a game-changer. WCU offers business lines of credit exceeding $100,000, perfect for addressing diverse needs, from inventory spikes to unexpected repairs. Competitive rates, interest-only payments, and the ability to borrow repeatedly over the years provide a versatile financial safety net.
#6 Get the Resources You Need with Our Small Business Loans
We understand the importance of affordable financing for growing businesses. Our small business loans, ranging from $5,000 to $15 million, feature low costs, flexible repayment plans, and competitive pricing, ensuring your monthly payments are manageable. You can use your funds for working capital needs like inventory or marketing. Plus, we have interest-only options to free up cash for other priorities.
#7 Take Advantage of Custom Financing Options for Your Business
Unlike larger financial institutions where customers can feel like just another account number, our team of industry experts actually takes the time to get to know you and your business and then tailor financing options to your needs. Whether you need a line of credit to manage daily operations or a long-term loan to fuel future growth, we can create a custom option to fit your needs. That’s the power of a credit union!
#8 Get Personalized Customer Service
At WCU, success is directly linked to the prosperity of our members. That means we’re deeply committed to the growth of each member, providing dedicated attention to individual financial needs and goals. We offer responsive and personalized service, ensuring you feel supported and understood every step of the way.
#9 Enjoy Lower Fees Than Traditional Banks
We believe in creating a positive and cost-effective banking experience. We don’t have unnecessary fees like maintenance charges for checking and savings accounts, out-of-network ATM fees, and overdraft penalties. As a non-profit, our success relies on yours, so you can expect a transparent banking partner.
#10: Get Complimentary, No-Obligation Reviews of New or Existing Loans from Other Banks or Credit Unions
It’s no problem if you have existing loans from other lenders. Our experienced team offers complimentary, no-obligation reviews of your existing loans, analyzing terms, rates, and fees. We want you to be confident you're in the best position, whether that's with WCU or another institution.
Ready to experience the difference a true financial partner can make? Join Whitefish Credit Union today!
